Fire Damage

Fire & Smoke Damage refers to the physical damage to a property as a result of burning. Damage may either be directly caused by the flames or could occur due to smoke and other corrosive substances emitted by the fire. Different restoration methods and measures are used depending on the type of fire damage that occurred. In terms of insurance, fire damage is one of the types of coverage offered in property insurance


The six types of fire damage are as follows:

Fire Damage Restoration FirstLine Remediation Emergency

Class A

Fire that involves flammable solids, such as paper, cloth, wood, and plastics. 

Fire Damage Restoration FirstLine Remediation Emergency

Class B

Fire that involves flammable liquids or solids that can turn into liquids.

Fire Damage Restoration FirstLine Remediation Emergency

Class C

Fire that involves flammable gasses, such as propane, hydrogen, natural gas, and butane.

Metal Bar FirstLine Restoration Inc. Coral Springs Florida Storm

Class D

Fire that involves combustible metals, including sodium, magnesium, and potassium.

Electric Plug FirstLine Restoration Inc.

Class E

Fire that involves factors in Class A and B as well as electrical elements.

Fire Damage Restoration FirstLine Remediation Emergency

Class F

Relatively hotter and more destructive fire that involves cooking oils and fats.

Furthermore, many insurance companies divide fire damage into two categories: primary and secondary. The former refers to damage caused by the flames, while the latter refers to damage caused by smoke or other substances from the fire. 

Smoke damage is physical damage that is caused from the smoke created by a fire but not the fire itself. This is a type of damage that is typically insured under a homeowners’ insurance policy or other policy that covers damage from fire. Smoke damage is caused from the remnants of the fuel that was feeding a fire. Unlike the flames of the fire, smoke does not destroy objects but does cover them in soot and a foul odor. The restoration of buildings in terms of removing the smell and soot is extremely taxing task due to the composition of smoke, which tends to have an almost greasy quality. 

fire damage broward dade palm beach


Contact Us

  • MM slash DD slash YYYY
  • This field is for validation purposes and should be left unchanged.

Certified Green Air Quality Mold
Roof Damage Pompano Beach Vero Beach

Back-to-back hurricanes will lead to higher property insurance premiums for Floridians

Storms are one of the multiple factors in increasing insurance bills By: Jackie Callaway Posted at 2:18 PM, Nov 11, 2022 and last updated 2:18 PM, Nov 11, 2022 Florida’s insurance industry was crumbling long before Hurricanes Ian and Nicole hammered the state. About 10 insurance carriers either collapsed or pulled back coverage in recent […]

New Florida law, Lee County guidelines handcuff mold mitigation businesses

New Florida law, Lee County guidelines handcuff mold mitigation businesses

Mold mitigation businesses have deployed trucks that are inundating Southwest Florida roads. Hundreds of them have descended upon the area to clean up properties after Hurricane Ian wrecked the coastal areas Sept. 28.   One of the truck drivers made a 5,200-mile round trip from his home in Carlsbad, California, looking for new business opportunities. He […]

Call Now ButtonCall Now