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Insurance and loss reconstruction

Reconstruction after water, fire, mold and storm losses

Once the property is dry and clean, it needs to be rebuilt correctly, permitted and inspected. Firstline is a Florida Certified General Contractor, so the rebuild stays with the team that handled the emergency.

  • Certified General Contractor CGC1530039
  • Permits and inspections
  • Residential and commercial
  • Scope aligned with the loss
Overview

The rebuild is where most restoration jobs stall

Many restoration companies are mitigation-only. They dry or clean the property, then leave the owner to find a contractor, get new estimates and start over on scheduling. Weeks can pass with open walls and missing floors.

Firstline closes that gap. We plan the rebuild while mitigation is underway, so materials are selected and scheduled before the drying equipment comes out. Our scope follows the actual loss: what was removed, what was damaged and what code requires when it goes back in.

We manage the trades, pull the permits, schedule the inspections and keep you and your adjuster informed. Our goal is to return the property to pre-loss condition with clean, documented work that holds up to inspection.

Flood-cut drywall removal after water damage

Reconstruction we handle

  • Drywall, insulation, texture and paint
  • Flooring, baseboards and trim
  • Kitchen and bathroom cabinets and tops
  • Doors, windows and framing repairs
  • Roofing and structural repairs
Our process

How the rebuild runs

Scope and estimate

A written scope based on the documented loss and code requirements.

Selections and ordering

Matching materials and finishes, with long-lead items ordered early.

Permits

We pull the permits required for the work under our GC license.

Build

Licensed crews and subcontractors working in the correct construction sequence.

Inspections and walkthrough

Final inspections, punch list and a walkthrough with you before close-out.

What is included

What we rebuild

Residential interiors

Drywall, flooring, cabinets, bathrooms and finishes.

Commercial spaces

Offices, retail, multifamily units and common areas.

Roofing

Permanent roof repair and replacement under our roofing license.

Structural repairs

Framing, sheathing and structural elements damaged by the loss.

Permits and inspections

Code-compliant work with municipal sign-off.

Trade coordination

Electrical, plumbing and HVAC by licensed trades where required.

Why Firstline

Mitigation and rebuild without the handoff

Every handoff between contractors costs time and creates room for disagreement about scope. Firstline carries the job from the emergency through final inspection under one license and one point of contact.

Nearly 30 years of construction experience goes into how we sequence work, protect occupied spaces and document changes along the way.

  • Florida Certified General Contractor CGC1530039
  • Florida Certified Roofing Contractor CCC1334142
  • Licensed Mold Remediator MRSR 2865 and Mold Assessor MRSA 2655
  • IICRC Certified Firm
  • Mitigation, roofing and rebuild by one company
FAQ

Frequently asked questions

Can you rebuild if another company did the mitigation?

Yes. We review the mitigation documentation and existing conditions, verify the structure is dry, and scope the rebuild from there.

Do you pull permits?

Yes. Work that requires a permit is permitted and inspected under our Florida Certified General Contractor license.

Can you match my existing finishes?

We work to match flooring, cabinets, trim and paint as closely as available materials allow, and we discuss options with you before ordering when an exact match is not available.

Do you work with my adjuster on the rebuild scope?

Yes. We provide a detailed scope and documentation and coordinate with your adjuster. Coverage decisions are made by your carrier.

Related services

Often needed together

Water Damage Restoration

Extraction, structural drying and moisture mapping to IICRC S500.

Learn more →

Fire & Smoke Restoration

Board-up, soot and odor removal, contents and structural cleaning.

Learn more →

Mold Remediation

State-licensed remediation with containment, HEPA filtration and clearance.

Learn more →

Ready to rebuild?

Call us to schedule a site visit and a written rebuild scope.